Sainsbury's Calculator

Looking for term but not sure how much cover you need? Our calculator will help you decide in 4 easy steps.

Before buying a life policy it's important to consider your current living expenses, significant outgoings, any cover already in place and financial help your family or partner may need in the future.

Simply enter your details below to calculate the amount of life cover you may need. You can then use our quick quote calculator to find out how much your monthly premiums could be on this cover amount.

Step 1: Current living expenses

Use the question mark at the side of each field for tips and examples

1. Family living costs per month

2. If you died, how many years into the future would your family or partner need help with their living costs?

Total Value of Step 1

Next step

1. Existing life cover

2. Savings

3. Death in service cover

4. Other

Total Value of Step 2

Next step

1. Outstanding mortgage

2. Funeral expenses

3. Debt

Total Value of Step 3

Next step

1. Extra amount you would like to leave your family

Total Value of Step 4

Next step

Your Results – Back to your details

The amount of term life cover you may need is:

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Please note: the sum calculated is for illustrative purposes only. This is based on the information you have provided and should not be taken as recommendation or advice. The actual level of life cover you need will depend on your individual circumstances and will be subject to underwriting. Sainsbury's is provided by Legal & General.